Does the new ISP require use of their router or just offer it as an option?

AT&T used to require using their router, which was a pile of hot garbage. I have a Mikrotik Router and managed to mostly cut the AT&T router out but I had to configure my router to use the AT&T router for authentication, at which point the Mikrotik would take over. It was complicated to configure but it worked.

That’s a tough one. There’s not a ton of great options for personal accounting apps, much less self hosted ones. I used Pocket Smith (subscription based) for years which actually does what your looking for. Decent product overall. I switched from them to Quicken mostly because I’m an anal retentive personal accounting nerd and the fact that they couldn’t product a conventional income statement or balance sheet was a long running frustration of mine.

If I had to choose another platform again, I would go with spreadsheets since it can be as simple or complex as you want to make it. I know that’s not really what youre looking for. Wish I had a better suggestion.